Auto Financing & Auto Loans in Des Moines, IA at Capital City Motor Company

At Capital City Motor Company, we make it easy to drive away in the car you want. Whether you have good credit, bad credit, or no credit at all, our expert finance team is here to help you find the best auto financing and loan options available. We proudly serve Des Moines, IA, and the surrounding areas, offering flexible financing solutions tailored to your needs.

Auto Finance with Capital City Motor Company

  • Flexible Options: We work with a network of trusted lenders to offer a range of financing options. Whether you're looking for low-interest rates, flexible loan terms, or a low down payment, we can find a solution that fits your budget.
  • Bad Credit? No Problem!: We understand that life happens. If you have less-than-perfect credit, our team will work with you to secure a loan that works for your situation. We specialize in helping people rebuild their credit through manageable auto loans.
  • Quick & Easy Application: Our online finance application makes it simple to get pre-approved before you even set foot on the lot. Just fill out the form, and our finance experts will get to work finding the best options for you.
  • Transparent Process: No hidden fees, no surprises. We believe in a transparent, straightforward financing process, so you know exactly what to expect.

Types of Auto Financing Options Available

  • Bad Credit & No Credit Financing: We specialize in securing loans for all credit backgrounds, so don’t let past credit challenges hold you back from getting the car you need.
  • First-Time Buyer Programs: Buying your first car? Our financing team can guide you through the process, explaining your options and helping you choose a plan that makes sense.
  • Trade-In Financing: Thinking of trading in your current vehicle? We can help you apply the trade-in value to your new loan, lowering your monthly payments.
  • Refinancing Options: If you’re looking to lower your current auto loan payments, ask us about refinancing options.
Get Approved Now

How to Get Started with Auto Loans in Des Moines

  • Apply Online: Fill out our quick finance application online to get pre-approved. This saves time and lets you shop with confidence.
  • Explore Your Options: Our team will review your application and discuss the best loan options available to you.
  • Choose Your Car: Once you’re pre-approved, browse our inventory of quality used cars, trucks, and SUVs to find the perfect match.
  • Drive Away: Complete your financing paperwork and hit the road in your new ride!
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Visit Capital City Motor Company in Des Moines, IA

At Capital City Motor Company, we’re committed to helping you get behind the wheel with financing that suits your budget. Our friendly and experienced team is here to answer any questions you have about auto loans, trade-ins, or any other part of the buying process.

Ready to get started? Apply online , or visit our dealership at 2110 E University, Des Moines, IA 50317. We can’t wait to help you drive home in your next car!